What “Die With Zero” Can Teach You About Living (and Retiring) with Purpose and Joy
If you’re rethinking how to use your time, money, and energy in midlife or as you approach retirement, Die With...
Is It Better to Take Social Security at 62 or 67? A Comprehensive Guide
When it comes to deciding when to take Social Security benefits, the question most people ask themselves is: Is it...
Is Unemployment Worse for Black Workers? – Center for Retirement Research
The brief’s key findings are: Layoffs hurt all workers, but does the pain vary by race? The analysis uses administrative data to...
6 Tips for How to Manage Money for Happiness
Contrary to popular belief, managing your financial life is not usually all about mathematical formulas and achieving a certain dollar...
Is the Scarring from Unemployment Worse for Black Workers? – Center for Retirement Research
Abstract This paper compares how Black and White workers with stable jobs fare after an unemployment shock. Using administrative earnings...
Social Security Faces Most Urgent Forecast Yet. Should You: Expect a Reduction in Benefits? Claim Early?
Social Security remains a critical source of retirement income, but the program is under growing financial strain, and the likelihood...
3 Reasons Why Bitcoin in Your 401(k) Is Still a Terrible Idea – Center for Retirement Research
What is the Labor Department thinking? The U.S. Department of Labor (DOL) just rescinded 2022 guidance that discouraged fiduciaries from...
Your Future Net Worth is Much Higher than You Think (Assuming an Expanded Definition of Net Worth)
When you think about your financial future, you probably picture a number: the sum of your savings, investments, and home...
Intergenerational Living Could Address the Affordable Housing and Care Gaps – Center for Retirement Research
There’s growing discussion of “social” housing as part of the solution to the ongoing housing crisis. While it can have...
Analysis Paralysis: When Too Much Planning Gets in the Way of Retiring
At Boldin, we believe in planning. We believe in identifying your dreams, running the numbers, stress-testing your future, and adjusting...
