8 Big Aha Moments: How a Written Retirement Plan Changed Everything for These Boldin Users
Retirement planning isn’t just about hitting a number. It’s about clarity, confidence, and making sure your money supports the life...
Lifestyle Dividends – Retire Before Dad
When I’ve written about dividends over the years, it’s been about cash payouts from stocks, funds, and alternative investments. But...
One Surprising Thing That COVID-19 Didn’t Change – Center for Retirement Research
In a Post-COVID world, are older people working? Sometimes, on a lazy summer afternoon, I like to go into the...
Podcast 99: What If You Didn’t Wait? Mini Retirements, Big Life with Jillian Johnsrud
In this episode of Boldin Your Money, Steve Chen talks with Jillian Johnsrud, author of Retire Often, about how taking...
Why Do Desired Stock Allocations Differ from Actual Holdings? – Center for Retirement Research
The brief’s key findings are: As people increasingly rely on their 401(k) assets for retirement, their exposure to market risk is a...
Flexibility in Financial Planning: 10 Strategies to Build a Future That Can Bend Without Breaking
At Boldin, we often remind people that a financial plan isn’t a one-and-done roadmap—it’s a living, evolving framework. Life doesn’t...
Do Desired Stock Allocations Differ From Actual Holdings? – Center for Retirement Research
Introduction While Social Security provides those ages 62 and older with a predictable stream of income, most households need other...
Should I Invest in 401k or Roth IRA?
Should I invest in 401k or Roth IRA? The answer depends on your income, your tax bracket now versus retirement,...
Denmark Recently Raised Its Retirement Age to 70 – Center for Retirement Research
We, too, should restore balance to our system, but inequality precludes an across-the-board increase. Denmark recently raised its retirement age...
What Is Better Than an Annuity for Retirement: Smarter Options
When people ask “what’s better than an annuity?” the real answer is: it depends on your goals, income needs, and...
