6 Tips for How to Manage Money for Happiness
Contrary to popular belief, managing your financial life is not usually all about mathematical formulas and achieving a certain dollar...
Is the Scarring from Unemployment Worse for Black Workers? – Center for Retirement Research
Abstract This paper compares how Black and White workers with stable jobs fare after an unemployment shock. Using administrative earnings...
Social Security Faces Most Urgent Forecast Yet. Should You: Expect a Reduction in Benefits? Claim Early?
Social Security remains a critical source of retirement income, but the program is under growing financial strain, and the likelihood...
3 Reasons Why Bitcoin in Your 401(k) Is Still a Terrible Idea – Center for Retirement Research
What is the Labor Department thinking? The U.S. Department of Labor (DOL) just rescinded 2022 guidance that discouraged fiduciaries from...
Your Future Net Worth is Much Higher than You Think (Assuming an Expanded Definition of Net Worth)
When you think about your financial future, you probably picture a number: the sum of your savings, investments, and home...
Intergenerational Living Could Address the Affordable Housing and Care Gaps – Center for Retirement Research
There’s growing discussion of “social” housing as part of the solution to the ongoing housing crisis. While it can have...
Analysis Paralysis: When Too Much Planning Gets in the Way of Retiring
At Boldin, we believe in planning. We believe in identifying your dreams, running the numbers, stress-testing your future, and adjusting...
How to Build Lifetime Income Without Annuities
Have you heard advertisements about creating lifetime income for a secure retirement? I’m always skeptical about annuities because they are...
The Medicaid Requirements in Trump’s Spending Bill Will Hurt the People Who Need It Most. Here’s How. – Center for Retirement Research
Getting people to work probably isn’t the point. As a rule, I don’t trust any piece of major legislation whose...
Forced Retirement? 6 Easy Steps to Regain Control and Secure Your Future
Experiencing a forced retirement? You are not alone! Almost half (46%) of retirees leave the workforce earlier than planned says...
